Business Voluntary Arrangement

Thinking of a Business Voluntary Arrangement? What Are The Options?

A business voluntary arrangement is a loose term to refer to the various types of 'clean' insolvency instruments which have become available in recent years and which have come to replace the old draconian measures which used to mean ruin for businesses and individuals alike. It is now assumed that some businesses will fail and that new businesses will rise from the ashes. It is in everyone's interests that this should be allowed to happen as quickly an as efficiently as possible, and with the least damage to the finances and reputation of the business owner.

Business voluntary arrangements can be looked at from the point of view of three actual insolvency instruments. An Individual Voluntary Arrangement (IVA) is a measure brought in by the Insolvency Act 1986 to look after individuals who become insolvent and it is generally seen as an 'easier' option than bankruptcy. If you are a sole trader then this would apply to your own circumstances.

The two other types of business voluntary arrangement, in the formal sense, are the Company Voluntary Arrangement (CVA) and the Partnership Voluntary Arrangement (PVA) and these refer to limited companies and partnerships in each case.

If you are considering some kind of insolvency restructuring there are many options available to you, including some which you may not have heard of, which will be more suitable for your own business than other options.

If you would like to talk about a business voluntary arrangement to a specialist with 17 years corporate insolvency experience then enter your details into the web form below for a no-obligation chat.

However, if you need help with personal debt (rather than business related debt) go to our free debt management plan application form.

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voluntary arrangement

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